Expert Collections Assistance for Financial Relief

● Expert assessment and personalized resolution strategies for outdated medical bills and aggressive credit card debts.
● Protection against harmful and unfair debt collection practices.
● Comprehensive education on your consumer rights related to collections and debt recovery.
● Effective strategies focused on credit repair and improving your credit health.

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Term Loans

Structured capital built for long-term growth.

When your business is ready to level up—whether that’s expanding operations, upgrading equipment, or launching a new location—a term loan provides the stability and structure to make it happen. Term loans deliver a lump sum of funding with predictable, fixed payments over a set period. That means you can plan your budget with confidence and invest boldly, knowing exactly what your repayment path looks like.

● Larger Loan Amounts Secure substantial funding for high-impact investments.
● Fixed Repayment Schedule Know exactly what you’ll pay and when—no surprises.
● Flexible Terms Repayment periods typically range from 1 to 10 years, depending on your qualifications.
● Use Funds Your Way From renovations to acquisitions, use the capital where it moves the needle most.

● Business expansion or remodeling
● Equipment or vehicle purchases
● Consolidating high-interest debt
● Opening a new location
● Long-term strategic planning

Ready for long-term capital?

Start your term loan application today and get a customized funding plan built around your goals

Line of Credit (LOC)

Revolving funds for everyday flexibility.

Cash flow doesn’t always follow a straight path—and that’s where a line of credit shines. A business line of credit gives you access to a flexible pool of funds that you can draw from when needed, repay, and reuse—on your schedule. Unlike a lump sum loan, a LOC is perfect for managing short-term needs, covering gaps, or funding rolling expenses like payroll, inventory, or marketing.

● Revolving Access to Funds – Borrow what you need, when you need it—without reapplying.
● Only Pay for What You Use – Interest applies only to the amount you draw.
● Quick Access, Anytime – Draw funds as often as needed to handle cash flow bumps or seize fast-moving opportunities.
● Reusable Capital – Repay and reuse as your business needs evolve.

● Seasonal businesses
● Managing payroll or invoices
● Purchasing inventory in cycles
● Marketing campaigns
● Short-term gaps in cash flow

Looking for flexible funds on demand?

Apply now for a line of credit that works when—and how—you need it.

SBA Loans

Government-backed funding designed to support your next big move.

If you're looking for affordable, long-term financing with manageable terms, Small Business Administration (SBA) loans are a powerful option. Backed by the federal government, SBA loans are designed specifically to help small businesses thrive—even if they don’t meet traditional lending criteria. With competitive interest rates, longer repayment timelines, and lower down payments, SBA loans give you room to grow—without stretching your resources.

● Low Interest Rates – Because the loans are partially guaranteed, lenders offer more favorable rates than standard business loans.
● Longer Repayment Terms – Take your time—loan terms can stretch up to 25 years, depending on the purpose.
● Higher Approval Odds – Even with less-than-perfect credit or lower collateral, SBA loans open doors that traditional financing often closes.
● Multiple Use Cases – From equipment and working capital to real estate and debt refinance, SBA loans are built for all stages of business growth.

● Purchasing commercial real estate
● Long-term expansion projects
● Business acquisition
● Refinancing existing debt
● Working capital with lower monthly payments

Want long-term funding with lower costs?

Check your SBA loan eligibility now and discover how far your business can go with the right support.

Business Cash Advance

Fast funding that moves at the speed of your business.

Sometimes, you can’t wait for lengthy approvals or traditional loan paperwork. A Business Cash Advance (BCA) offers a quick, hassle-free way to access working capital—especially when your revenue is steady, but your credit history isn’t perfect. This type of funding uses your future sales to provide capital now. Repayments are made through a percentage of daily or weekly sales, which means no fixed monthly pressure—just payments that match your business activity.

● Quick Approvals & Fast Funding – Get access to capital in as little as 24–48 hours.
● No Collateral Needed – No assets required to secure funding.
● Sales-Based Repayments – Payments adjust with your business volume—slower sales mean smaller payments.
● Minimal Credit Requirements – Ideal for businesses with low credit scores or limited history.

● Covering urgent expenses
● Managing slow seasons
● Seizing a last-minute business opportunity
● Launching time-sensitive campaigns
● Businesses with high credit/debit card sales

Need capital now without jumping through hoops?

Apply for a Business Cash Advance today and keep your momentum going without delay.

Quick Comparison of Loan Options

Choosing the right funding starts with knowing your options.

Not all business loans are created equal—and that's a good thing. Depending on your goals, cash flow, and timeline, one funding type may be a better fit than another. Here's a simple side-by-side breakdown to help you decide.

Loan Type Comparison Chart

Loan Type

Speed

Repayment

Best For

Requirement

Term Loan 2–5 days Fixed monthly payments Long-term growth & equipment purchases Moderate

Line of Credit 1–3 days Flexible; based on usage Recurring cash flow needs Flexible

SBA Loan 7–30 days Long terms with low monthly payments Major investments & lower rates Higher

Business Cash Advance 24–48 hours Sales-based; daily or weekly Urgent needs & low-credit situations Low

Still unsure what's right for you? Let a funding expert match you with the perfect solution based on your goals and business model.

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Eligibility Requirements

Straightforward qualifications. No guesswork. Getting access to working capital shouldn't feel impossible. Whether you're just getting started or looking to scale, our funding options are designed to be accessible—even if your credit history isn't perfect. Instead of rigid approval rules, eligibility is based on the health and consistency of your business activity.

General Requirements Across Most Loan Types:

Minimum Monthly Revenue

Typically $10,000+ in monthly revenue shows stable cash flow.

Time in Business

At least 6 months of operating history preferred, but some products may support newer businesses.

Consistent Sales

Stable credit/debit card or invoice sales help strengthen your application, especially for business cash advances and lines of credit.

No Open Bankruptcies

While we're flexible with credit scores, active bankruptcies are a disqualifier.

Basic Documentation

Be ready to submit recent bank statements, proof of business ownership, and a government-issued ID.

Think you might qualify? Submit a quick application and find out in just minutes—no obligation, no impact on your credit.

Check Eligibility

💡 Tip: Even if you've been denied elsewhere, don't count yourself out—there's likely a solution that fits your situation.

How to Apply

A simple process built for speed. Applying for business funding doesn't need to be complicated or time-consuming. Our process is designed to keep you moving, so you can focus on running your business while we take care of the rest. From application to funding, here's what you can expect:

Step-by-Step Application Process

1

Submit a Quick Form

Share some basic details about your business—revenue, time in business, and funding needs.

2

Upload Documents

Provide recent bank statements, a valid photo ID, and any required business documents.

3

Get Matched

A funding advisor reviews your profile and finds the best option for your goals.

4

Review Your Offer

You'll receive a clear, transparent proposal—no hidden fees, no fine print.

5

Receive Funds

Once approved and accepted, funds are deposited directly into your account—often within 24–48 hours.

FAQs

Depending on the loan type, funds can be deposited in as little as 24–48 hours after approval. Term loans and LOCs may take 1–5 business days, while SBA loans typically take longer (up to 30 days).

No. The initial application involves a soft credit pull, which does not impact your credit. A hard pull may be required only if you move forward with an offer.

You may still qualify. Many of our options—including Business Cash Advances and Lines of Credit—focus more on cash flow than credit score.

Yes, early repayment is possible—and in some cases, it could reduce the total cost. Terms vary by loan type, so check your offer for prepayment flexibility.

Business growth begins with a clear strategy. Backed by deep expertise in finance and credit, our team delivers customized solutions to help you overcome challenges, increase profitability, and build long-term success. Whether you're improving your credit profile or expanding your business, we provide the tools and guidance to move you forward with confidence.

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